We have been asked frequently about which credit card processor we would recommend. We wanted a processor that was not constantly adding fees and so large as to not be responsive. We read postive comments overall about CDG commerce on email lists and forums, and they don't charge monthly fees for the Quantum Gateway than can emulate authorize.net interface, so .... We applied back in the spring of 2012 and were approved with CDG commerce to use Quantum Gateway to process credit cards over the Internet (and dropped 1st Bankcard to save significantly). Since we edited a module [6] to work with their software and drupal commerce, we also filled out the documentation to be a partner. If you apply for a merchant service with CDG commerce, please use our referral account, 2655. Not using the referral link won't save any fees, but using the link will help us. These referrals and other donations help offset our open source support, thanks in advance.

p.s. We think you will find their rates very competitive and they have not 'money grabbed' like other services we have dealt with in the past. Their monthly report fee was $10. They did have an option for $15 for insurance and PCI testing also.

If you are also an ecommerce developer and are planning to be a cdgcommerce partner to help set up accounts, please use the following link so we are acknowledged as your referral to refer :)